Legal Terms

 Legal information concerning the company

UFG-LFP (UFG-LFP is a trademark of Groupe UFG)
Head office: 173, Boulevard Haussmann, 75008 PARIS
RCS Company registry number: RCS PARIS B 480 871 490
Telephone number: 01 44 56 10 00
Website publisher: UFG-LFP
E-mail address: redaction@nullufg-lfp.com
Publication director: Xavier LEPINE.

Restrictions resulting from different international legal systems

By website is meant this website as published by UFG-LFP and/or entities associated with UFG-LFP in other words entities controlled either directly or indirectly by UFG-LFP as well as any information and tools that the website may contain.
Information on this website does not represent an offer or a solicitation to make any investments in any jurisdiction whatsoever. Persons who access, visit or use this website must ensure that the law in their country authorise them to access the information in the website, failing which they should abstain from accessing, visiting and/or using this website.

3. Disclaimer concerning products and services presented on the UFG-LFP website

The information and tools contained in this website are provided exclusively for informational purposes and do not represent in any way an offer for a product or a financial, banking, insurance or other service.
The information and tools contained in this website are not designed to provide advice of a financial, tax, accounting or legal nature of any sort whatsoever.
All subscriptions to the fund must be based on the prospectus or the information notice of the fund. These documents are available on demand from UFG-LFP or from the French Financial Markets Authority (AMF), or may be consulted on the company website, www.ufg-alteram.com. The tax provisions which apply will depend on the individual circumstances of each client and may be subject to future changes.
UFG-LFP shall make all reasonable efforts to verify and update the information and tools contained in this website and assess the credibility and value of sources used. Consequently, the information and tools provided in this website are subject to modification. Nevertheless, UFG-LFP does not guarantee the accuracy, relevance, completeness, or up-to-date nature, for whatever purpose, of the information and tools included in or referred to in this website, or the credibility or value of sources.
UFG-LFP, its parent companies, subsidiaries, affiliates, their directors, staff or representatives, shall not be held responsible for any reason whatsoever, whether contractual or otherwise, for any damage, either direct or indirect, that may be suffered as a result of accessing, visiting or using this website.

4. Money laundering

We draw attention to visitors to this site who wish to make an investment by any means other than via this site, that an identification document will be required pursuant to regulations concerning money laundering and other applicable regulations.

5. Investment performance - stock market data

Past performance does not necessarily reflect future performance and performance is not constant over time. The income from investments may fluctuate. The price or value of investments to which the reports refer, either directly or indirectly, may either increase or decrease and may or may not benefit investors. The stock market data in the UFG-LFP website is provided on a purely indicative basis. UFG-LFP does not accept any responsibility for any direct or indirect loss resulting from the use of information provided in this site.

6. Information provided by internauts - Confidentiality and security

Confidentiality and security of information is not guaranteed through the internet. Consequently, any messages that you may provide electronically may be intercepted and/or modified both as regards content and source. UFG-LFP declines any responsibility in this regard.

- Personal information
As a visitor or user of this website, we draw your attention to the fact that UFG-LFP has not put in place any mechanism to obtain personal information. In contrast, if you contact us via the e-mail address, you indicate your agreement to the recording and processing of your personal and professional data by UFG-LFP or any of its associated entities for the following purposes: management of UFG-LFP clients, including potential clients, management of contractual relations, prevention of irregularities, establishment of statistics and tests, commercial prospecting or direct marketing of financial, banking and insurance products as well as any other products and services promoted by UFG-LFP or any of its other associated entities.
You give your agreement to the reception and possible conservation by UFG-LFP or any of its associated entities.
Within UFG-LFP and its associated entities, access by staff members to your personal information collected via this website is limited to persons who require this information for the exercise of their functions.
Pursuant to the provisions of the Freedom of Information act of 6 January 1978 as amended by the law of 6 August 2004, you can indicate, without charge, your opposition to receiving commercial solicitations and/or access, rectify or eliminate information that concerns you by means of a letter addressed to the Webmaster of the UFG-LFP website at the following address: redaction@nullufg-lfp.com The right to access, rectify, eliminate or indicate opposition can also be exercised by ordinary mail at the following address: UFG-LFP - 173 Bd Haussmann 75008 Paris

- Information of a non-personal nature
Any non-personal information that you provide to the UFG-LFP website by e-mail, fax or letter may be used by UFG-LFP or its affiliated companies for any purpose, whether commercial or otherwise, and in particular may be reproduced, divulged or distributed in any known or as yet unknown medium.

7. Intellectual property

The information and tools contained in this website are protected by intellectual property rights held or claimed by UFG-LFP, its associated entities and third parties. This information and material may be consulted and printed exclusively for your own personal and non-commercial use provided you do not eliminate any intellectual property rights or other notices that it contains. You give your agreement not to transmit, reproduce or sell this information in any form or manner whatsoever without the prior written agreement of UFG-LFP.

8. Cookies

UFG-LFP visitors are informed that, when accessing the UFG-LFP website, information may be kept in memory or on a hard disk temporarily in order to facilitate navigation in the UFG-LFP website. UFG-LFP visitors recognize that they have been informed of this practice and authorise UFG-LFP to use it.

9. Protection of data by a password

Certain information in the website is, or might be, protected by a password so that only professional investors to whom UFG-LFP has given the password may use it.
UFG-LFP reserves the right to withdraw your password and alert the legal authorities in the event of misuse. UFG-LFP reserves the right to change or modify these conditions after notification (including by e-mail or display of a notice on the website). UFG-LFP may, at its discretion, terminate your access to the website at any time and without being held responsible.

10. Hypertext links and viruses

This website also contains links to other websites. Links to this website may also be included in other third party websites. UFG-LFP has not verified these sites and declines any responsibility concerning the information or material that may be found in any website linked to this website. The creation of a link to a third-party website or allowing a third-party website to include a link to this website, does not mean that UFG-LFP approves or recommends any of the products or services offered in such third-party website. UFG-LFP does not express any implicit or explicit opinion as to the accuracy and/or quality of information that may be found, either directly or indirectly in any third-party website, nor of the seriousness and/or value of such third-party website.
Neither UFG-LFP nor any of its associated companies, directors, managers or staff can be held responsible for loss or damage resulting from a breakdown or interruption in the service of this site, or from any error, omission, interruption, elimination, defect, delayed operation or transmission, computer virus, breakdown in communications or deterioration or use of recordings, even if the circumstances causing such event may have been under the control of UFG-LFP or any other supplier offering services or software assistance.

11. Selection of candidates

In making a spontaneous application or replying to an advertisement published in the UFG-LFP website, the candidate authorises UFG-LFP to send his candidature and the information it includes to any company of the Groupe Crédit Mutuel Nord Europe.
The fact of responding to a job offer in the UFG-LFP website in no way guarantees the interested party that his candidature will be retained even if the candidate's profile corresponds to the position on offer. Persons whose candidatures have been retained will be contacted by UFG-LFP to arrange a meeting with the staff in charge of the recruitment in question. A recruitment can only be definitive once the recruitment procedures provided for by policy in force within UFG-LFP have been completed. In addition, although the UFG-LFP website is regularly updated, it is not possible to guarantee that every position appearing in the UFG-LFP website will still be available.
No contractual relations shall be created between candidates and UFG-LFP by sending in an application or, except if explicitly indicated by UFG-LFP, by any subsequent exchange of correspondence or by any electronic or traditional means. In the event that the candidate accepts a position offered by UFG-LFP, employment terms and conditions shall be described exclusively in a work contract governed by legislation in force.
An indication by the applicant of an e-mail address for the sending of a response to his application is made under the sole responsibility of the interested party. UFG-LFP, or any other company of Groupe UFG (Crédit Mutuel Nord Europe) to which the application may have been sent, cannot accept responsibility in any form whatsoever if the confidentiality of the address provided for in the application cannot be guaranteed, allowing third parties to become aware of the response to the application, particularly in instances where a professional e-mail address has been provided.